OmniAsset Coverage Health check AI Privacy Get it on Play
☰
Coverage Health check AI Privacy Delete account Support

By BillionBits · Android

See everything you own — and whether it's actually doing well.

One honest net worth across every asset, then a deterministic health check that measures each fund against its real legal benchmark — with evidence, not vibes.

Get it on Google Play See how the health check works →
  • Local-first, no account to start
  • Benchmark-honest, never a proxy
  • AI is optional, on your terms

Everything you own, in one honest place

One net-worth view across every asset class — with provenance and freshness on every number. Nothing is fabricated; unavailable data is shown as unavailable.

MarketsIndian & US stocks, ETFs and mutual funds with live NAV/quotes and money-weighted XIRR.
Cash & metalsBank balances, recurring cash flow, and gold/silver at live spot converted to INR per gram.
Property & moreReal estate, EPF/PPF/ESOP, liabilities and sinking funds — the whole balance sheet.
ALLOCATION
Equity funds42.3%
Direct stocks21.7%
Gold & cash18.0%
HDFC Flexi Cap · MF+18.4%
Gold (24k) · 62 g fine+6.7%
Home loan · liability−₹28.4L

A health check with evidence

A deterministic engine computes money-weighted returns, fund-vs-legal-benchmark quality, daily-rolled windows, entry-timing and concentration — over common dates. A benchmark-relative number is shown only against the fund's exact legal-benchmark TRI with a verified regime for the whole window; otherwise the comparison is withheld — never estimated from a proxy.

Money-weighted, not marketingYour actual XIRR from your actual cash flows — the return you really earned.
Deterministic first, AI secondThe evidence is computed and signed; AI only interprets it — and can never look like a metric.
Fund vs benchmarkDETERMINISTIC
Fund return (your period)+16.2%
NIFTY 500 TRI (legal)+13.9%
Excess vs benchmark+2.3pp
InterpretationAI

“Consistent out-performance vs its legal benchmark, but concentration in the top 5 holdings is rising — worth watching.” Grounded in the signed evidence above.

AI on your terms — you choose where it runs

Interpretation is optional and always grounded in the signed engine report. Pick where each role runs — and the second opinion always runs on a different model for genuine independence.

Built-inWe run and pay for the model (Premium). Easiest — no keys, no setup.
Your API keyBring your own provider key — encrypted on-device, never touching our servers.
Your computerUse the AI tools already signed in on your PC/Mac. Your login stays on your computer.
PRIMARY · THE MAIN READ
GPT-5.6
Runs on Built-in
Ready
SECOND OPINION · INDEPENDENT CHECK
Claude Code
Runs on My computer · Aarav's Mac
Ready

Private by design

Real, implemented guarantees — no compliance theatre.

Local mode stays on deviceUse the whole app with no account. Your data never leaves your phone.
Your keys & logins stay putBYOK keys are encrypted on-device; My-Computer sign-in never leaves your computer.
Delete your account yourselfSelf-service erasure with a receipt — no email tickets. Delete account →